Tag Archives: Concept

Concept Imagery and Cognition – No More IT

Meet Joe. “I can remember reading aloud in class and then not being able to answer the questions. Reading the words was no problem. (Shy smile.) But, then when I couldn’t answer the questions, the kids would laugh at me. (Looking down.) The worst was that I had a teacher in high school that continually called me stupid…maybe I am. (Long pause, brown eyes looking at me.) Am I?”

To this day my chest tightens remembering how Joe looked when he told that story. He was embarrassed and sensitive, and his problem with literacy wasn’t that he couldn’t decode the words, it was that he couldn’t comprehend the concepts. He could not get it, and telling him to “pay attention” or “think when you read” didn’t help him. It hurt him.

As Joe read or listened to language, he processed “parts”-the in-one-ear-and-out-the-other syndrome. He could sometimes remember a few details, but he couldn’t get the big picture. He had always had the problem, and it wasn’t just when he read. It was also when he tried to follow directions and could not remember all of them, and then got in trouble for not paying attention. It was when he tried to express himself, verbally or in writing, and it came out disjointed and out of sequence. It was when he listened to language, conversation or classroom presentations, and it went by him before he could get it. It was when he tried to participate in conversation and could not make salient points because he spoke to the “parts” he processed. It was when he tried to think critically or problem solve, a constant frustration for him. Though Joe could read and spell words, he had a language processing problem, and IT permeated the quality of his life and eroded his self-esteem.

Joe’s symptoms could be traced to his difficulty in getting the gestalt, the whole-necessary for processing language and thinking. Most importantly, his difficulty in getting the gestalt could be traced to his weakness in the sensory-cognitive function of concept imagery-the ability to visualize the whole.

Numerous years ago, while researching the relationship of imagery to comprehension and trying various steps to develop imagery, I discovered an interesting phenomena. It wasn’t that individuals couldn’t image, it was that they couldn’t image the gestalt. They could not connect the parts to form an imaged whole. Instead, they got “parts”-bits and pieces-and thus could not get the main idea, draw a conclusion, make an inference or evaluate.

This processing of parts instead of the gestalt contributes to a range of symptoms, most of which Joe had experienced:

· Weak reading comprehension

· Weak oral language comprehension

· Weak oral language expression

· Weak written language expression

· Difficulty following directions

· Difficulty with critical thinking

· Difficulty with problem solving

· Weak sense of humor

Unfortunately, weakness in concept imagery can be a hidden problem in the field of reading. It is often misdiagnosed, and it interferes with processing both oral and written language. Those of us who do not have the problem cannot know how painful it is. Individuals have told me that it means that you feel foggy, like when you go to sleep in a movie and then cannot put it altogether. They tell me that they have hidden the problem behind good social skills, noting when to smile appropriately in conversation or when to laugh at jokes they really didn’t get. They tell me that they go to tremendous lengths to cover this problem because most people just think they aren’t as bright or aren’t good listeners or communicators. A graduate from MIT told me that when he was in class trying to grasp a lecture, it was as if someone was going along with an eraser and erasing the language before he could get it.

The critical role of this function to cognition and the quality of life provokes some questions. One frequently asked me is whether or not this function can be developed and applied to higher order thinking skills? The answer is yes. Just as phonemic awareness can be developed and decoding and spelling established, an individual’s sensory system can be stimulated to image and process the gestalt-enabling the higher order thinking skills of main idea, conclusion, inference, prediction to be improved. Reasoning, logical thinking, problem solving, and perhaps even creativity can be developed.

Another question often asked me is whether or not weakness in concept imagery is increasing? Unfortunately, the answer seems to be yes. Scores from the National Assessment of Education Progress (NAEP) show continuing deficiencies in higher order reasoning skills. The NAEP found, as have other recent assessments, that problems in reading and expressing ideas in writing stem mainly from difficulty with verbal reasoning.

What might be contributing to this apparent decline? One answer is television, not because of the content television brings, but because of the process television denies. Since individuals do not have to image when watching television, imagery is not being stimulated, at least not like it was when story-telling, old radio shows, and reading for pleasure were our recreation.

As we process information through our sensory system, concept imagery brings the sensory information together enabling us to create the gestalt. And, the gestalt is a necessary piece for cognition. Furthermore, there is little question that imagery is directly related to cognition. Aristotle said, long before phonemic awareness was thought about, “It is impossible to think without a mental picture.”

Lastly, as I speak nationally and internationally to professionals about the role of sensory-cognitive functions in language processing, I am heartened by their enthusiastic response and improved awareness about reading. I have hope that we are entering the era of gestalt thinking in the field of reading, and consequently may be entering a time where we institute solutions-solutions that might eradicate learning problems for all individuals. No more Joes. No more IT.

Book Summary: Becoming Your Own Banker – Unlock the Infinite Banking Concept – By R Nelson Nash

This book is not about getting rich quick. It talks about emulating the entities that contain all the wealth – “Banks”. This is a big deal because you can leverage tax deferred growth, pay interest to yourself, leverage tax write-offs and see the power of compounded growth over time. This strategy is very powerful and is how the rich preserve wealth through the generations. I am a big believer in Financial Education and this book will help you in that endeavor. As always, I am not a financial planner and always recommend you do your own research. This summary is designed to help you with that research.

Why is this important to me?

This may not be important to you but in my opinion, it should be. Most people work their asses off to make money and then do nothing to preserve it and build upon it. Remember that your financial goal should be to have your money work 10 times harder than you. I know this is an easy statement to make but it requires diligence and education.

Money flow is a key concept. It is either flowing toward you or away from you – there is no standing still. This is why they call money – “currency”. Remember that if you pay cash for a car then you lose the earning potential of that money. Likewise, if you finance it then you pay interest to the bank. In both scenarios, the money flows away from you.

Infinite banking will show you how to eliminate this problem.

This book is broken down into 5 parts. I will touch on each part and drill into the most important aspects of the Infinite banking Concept.

1. Becoming your own banker – The problem with not doing this concept is the “volume of interest” paid by people to buy stuff. Most people focus on the interest rate without truly thinking about the volume of interest paid. Here is a quick example: Let’s suppose you were going to buy a house for $200,000 at 6% interest over 30 years. You end up paying $431,677. So basically the house costs you double. If you look at the rule of 72’s then your money should double every 7 years then this is not a bad tradeoff. Here is the killer. Let’s suppose you sell the house 10 years in, you will still owe over $167,000. Guess what – the banks know this.

On average you can calculate for the average person that about 30% of every dollar goes to interest in some form or another. Thus you need to focus on the “Volume of Interest” and not the Interest rate. Think about this – what if you could have purchased that house with your “savings” and paid yourself the interest instead of the bank?

2. Dividend paying life insurance – Let me caution some of you who listen to Dave Ramsey. His stuff is excellent and he hates whole life insurance as an investment. I disagree with him and can show you why. This book will touch on that. There are some real secrets with this device as an investment strategy. They include: tax free growth, instant access to the money, law suit exempt & the money stays in the policy. This is the real secret. When you take a policy loan, you still receive your dividend. Thus it is like your investment is still growing and you can write off the policy interest on your taxes. Everybody focuses on rate of return using investment vehicles but you need to look at all the pieces that make up the pie and I can tell you nothing beats this concept. Why do you think Warren Buffet loves insurance companies and insurance vehicles for his investments?

Capital Buildup – Just like any business, you have to build it before it starts making money. You need to do the same thing with Insurance to have the Banking concept work. If you think of a Grocery store, you have to rent the space, hire the people, stock the shelves, advertise and work the business. It takes time before the business starts spitting off money and you have a ton of risk. With the insurance vehicle as the funding component for the Bank of YOU, you have to build it for at least 4 years. Once you hit the 4 year mark, then you can start using the money to buy things and pay yourself the interest.

Human Behavior – For the Bank of You concept to work, you need to make sure you pay yourself the payments just as you would a bank. If you don’t then it is like stealing. You really need to cement this concept into your head for this to work. You would not pillage your grocery store so don’t pillage the insurance policy.

Compound Growth – For sake of time, I won’t go over all the numbers but Insurance as a vehicle investment blows every other type of investment like 401K, 529 plans, CD’s, mutual funds and other restrictive types out of the water. Most financial planners will disagree with this because they don’t understand ALL the benefits of the insurance – not to mention that they may not be able to sell it to you…….. The compounded growth tax free really becomes strong in the mid to late years. When you pay yourself back the interest and the principle then the policies values grow even faster. The true hook here is that you are now saving the 34.5 cents out of every dollar in interest because you are paying it to yourself. This interest then grows tax free in the policy. One huge advantage is that you get the loan money from the policy delivered to your door and it is not taxable. This is that way because it is a loan to you. When you look at other investment vehicles, you are encouraged to put the money away and hope it will be there. You have to follow guidelines on when you can access the money. If you do it too early then you have to pay penalties. I don’t know about you but I don’t want people telling me what I can and cannot do with my money.

I just touched on the important factors in this great book. I can tell you that you can even put this strategy to work on steroids when you buy other investments that spit off cash flow. In the examples in the book, Nelson talks about buying cars and shows the power over time when you pay yourself the interest. Now consider if you buy a small business that is making money. You setup to pay for the business with a good interest rate to pay yourself back and NOW the payments come from OPM (other people’s money). I can tell you that the tax advantages and the growth potential of this strategy are unbelievable. I have done this both with purchasing other businesses and with purchasing cash flow real-estate. This really helps when you pay yourself back because you make interest income and you can charge yourself more interest.

Remember that interest income to YOU is taxed less than ordinary income. This is a huge magnifier when taken into account over time. You get to grow more money faster this way.

I hope you have found this short summary useful. The key to any new idea is to work it into your daily routine until it becomes habit. Habits form in as little as 21 days.

One thing you can take away from this book is to GET EDUCATED. The concepts in this book are excellent and I recommend you study them. If it makes sense for you then find qualified advisers to help you build wealth.

Food Truck Emerging Concept in Hospitality

The quote of very famous chef says “The greatest dishes are very simple. –Auguste Escoffier” Food & Beverage industry is one of the widest sectors of hospitality where Simplicity is defined by various prospects. “FOOD TRUCK” is the simplest example of street food served by moving vehicles. With a rise in disposable income of middle-class; expenditure on fast food, awareness of nutritional aspect, mobile lifestyle and requirement of food on the go has made this model a popular choice among the Indian population, both as customers and investors. According to a study, this industry shall achieve revenue growth at the rate of 3.7% in the next five years, which is a significant growth for a newly introduced industry.

It is becoming a selective choice over a regular restaurant for new entrepreneurship activity with low investments and minimal risks involved. Few of its benefits are listed below.

It is considered to be low investment with high-profit food business ideas, mainly because it involves least economical investment as against a sit-down restaurant. This is one of the main competitive advantages of running a food truck instead of a regular restaurant. Moreover, to lessen the capital investment buying a truck can be replaced with renting. Next, selection of equipments & machinery required can be managed according the span of menu, like kitchen equipment, including exhausts, grillers, heat lamps, and any other specialty equipment your particular food needs.

Another advantage is it does not require the investment in expensive utilities, hiring a wide range of staff and taxes applicable on regular restaurants. This cuts down the most of capital & operational investment, providing disposable income from the capital to spend on menu engineering & marketing. On the other hand, its operational costs are month-to-month and limited as per the need & scope of operations or can be paid flexibly to manage the cost factor, as well as it does not require to disturb the routine operation maintenance & repair are easily manageable & even replaceable without major capital investment.

They are more eye appealing & hygienic with better quality food value for money as described by most customers, so they have become the latest fad in food & beverage world.

It offers pocket friendly deals for all verity of consumers. Price range starts from Rs 10 to Rs 200 to Rs 500 varying in all possible aspects- veg or non-veg, starters to complete meal. In country like India, where there is no end for the street food items, menu changes at every 5 km providing infinity varieties to please the customer with budget friendly meals.

In comparison to street food, Food truck foods & services are observed more hygienic & better option because of many reasons like use of disposable cutlery, moveable structure which makes it easier to maintain & clean, set up is similar to restaurant so it can offer better nutritional quality in food as compared to street food, etc.

When it comes to take risk in business, this model is superior than regular startup restaurant with low risk factor. Restaurants are bounded with location, whereas, the food trucks are flexible. Location plays a major role in success of food & beverage outlet as it generates major footfall. This concept works on low price quality food so quantity sale is required to generate maximum revenue where location plays a major role.

Its mobility feature also works as marketing tool to create brand of own product & provides flexibility in operation like shifting from regular sale to being part of larger event as secondary source or certain part of menu & many more where the imagination of person takes.

They are also flexible in terms of modification of structures (menu engineering, service management, product designing & exploration of new products) as well as expansion of concept (product or business). As compared to regular restaurant, its dynamics are more versatile & adaptable to changes over time because of small set up, limited equipments & staff.

This has become the best platform for the new entrant in food & beverage industry, it allows having better control and more flexibility. This is seemingly the best avenue for first-time entrepreneurs since they can research, and experiment with their model before they venture into establishing a sit-down restaurant with high investments and risks. After gaining a comprehensive knowledge, one can then dive into a conclusion about what would work the best for their sit-down restaurant. The future of food trucks seems to move high on the profit graph in developing India.

Don’t Misuse the Concept of ‘Acronyms’ and Please Spare Its Usage – An Appeal to Writers

ACRONYMS are words formed from the initial letters (normally one, sometimes more) of other words like AIDS which has been formed from Acquired immune deficiency syndrome and/or LASER formed from the first letters of the words Light amplification of stimulated emission of radiation.

Some of the other popular acronyms are:

UNESCO: United Nation’s Educational Social Cultural Organisation (There are several acronyms connected with U.N.O)

SAARC; South Asian Association for Regional co-operation.

AIIMS: All India Institute of Medical Sciences.

CAD: Computer Aided Design.

COBOL: Common business oriented language.

ESRO: European Space Research Organisation.

HUDCO: Housing and Urban Development Corporation.

JIPMER: Jawaharlal Institute of Medical Education and Research

NASA: National Aeronautics and Space Administration (USA)

(The list is endless. Readers are requested to kindly refer to some good general knowledge book to have a fairly complete list of Acronyms)

From the above examples, it can be seen that the essential characteristics of an acronym are:

1. They should be formed only from the initial letters of the other words.

2. They should form a full word. There should not be any full stop in between the letters.

3. While writing, all the letters are to be in capital letters.

4. They need not have any bearing to the meaning of the parent words.(Ref AIDS and parent words)

But in practice, this concept is often misused by not following any/all of the norms of the characteristics of acronyms. For example in the sentence “I am an M.B.B.S”, M.B.B.S is not acronym because there are full stops between the letters. Likewise ‘Viscom’ (Visual communications) is not an acronym because the contents are not individual letters and it is written in lower case. Neither Rs (rupees) nor Mike (Michael) are acronyms and they are only abbreviations.

I wish to record some very crude usage of this concept even at international level.

There is a widespread saying that NEWS is an acronym for North, East, West and South which is absolutely wrong. News is a separate word meaning that new happenings. Needless to add, old happenings are not news but only history. They say that information are gathered from four directions and so abbreviation the four directions are branded as NEWS. That is not correct because not all the letters are in capital letters and the amplification need not have similar meaning with the words abbreviated. Secondly there are more directions than the four mentioned. News are obtained from space also.

Another wrong usage in this concept is the word LIONS. People belonging to Lions clubs International record that amplification of LIONS is ‘Liberty, Intelligence and Our Nations Safety,” the meaning of which God only knows. If ‘LIONS’ dot mean the animal king Lion, then how the children of the members are known as LION CUBS and their life partner, Lion ladies? Are they ‘Liberty, Intelligence and our Nation’s safety’ ladies? One more important observation is that it is LION’S CLUBS INTERNATIONAL and not mere National. Hence the question of ‘Our Nation’s Safety’ does not arise. It is clear that they are coining some words to accommodate the initials.

Thus Lions clubs are crucifying English words by an immature translation. (The author of this article was an active LION member for twenty years and he has spent considerable portion of his savings for Social services through LIONS Clubs.)

Certain people make their own abbreviations and amplifications. In college student elections, we have noted such usage frequently. Suppose a contestant’s name is Sita there will posters saying Elect and select S (sincere), I(intelligent),T (Talented), A(Active) and so on as if Sita is an acronym for the four words mentioned. What if the opponents write as Sleeping, Intriguing, Torturous and Adamant?

Hence it is my fervent appeal to students and scholars of English language to desist from crucifying the language by misusing this concept of acronyms. Acronyms are used for brevity and clarity.. Sometimes they are used as ‘secret code’ also. Let us not misuse this concept narrow-minded purposes

Online Assignment Help – A New Concept in Education

In today's competitive scenario, everyone is trying to excel and make his own identity. In order to excel you have to multi-tasking. We all are trying to learn different things simultaneously. Today, students have a very a hectic schedule and they can't devote their full time and energy to their math assignment and other writing assignments. This is a matter of concern not only for the students but also for their parents. They too are feeling stressed because of the assignment pressure. If a student miss a lecture then it would be difficult for him to complete the assignment in the given time period. The problem gets major when they find nobody to help them out professionally. As a result, they lose interest in that particular subject.

In order to guide the students in educating them round the clock, a new technology has launched – popularly known as E-education. It is basically a type of online tutor who will help you in resolving all your queries regarding your education. Also known as Online Assignment Help, it is the most innovative concept in education world that provides you the way of learning at your ease at any time across the globe with help of internet. E-education with latest web technology help student in solving their problems, assignments, tests and in study plans. Most of us spend hours, everyday, on completing our writing assignment.

You don't need any special training to use this online assignment help. This whole process is very simple. You just upload your assignment with complete details and submit it for free quote. Once the payment formalities are over, an expert will provide you complete guidance for completing the assignment within the desired time frame. The expert will also clear your doubts while guiding for your assignment. With Online Homework Help, you can get the facilities like online group discussion, chatting to the members and anytime access to question bank. These facilities will help you to develop a great confidence level over that particular subject and save your time and energy so that you can devote them into other important areas.

Online assignment subject expert are highly proficient in that subject and give the best answers of your questions. You can get help for your math assignment, writing assignment and other online homework. It will also help in writing thesis, essays, etc and the grammar and vocabulary guidance will help the assignment shine.

Some of the major benefits of online assignment help are 24×7 hrs availability, reliability, multipurpose, better perfection, superior quality, time bound delivery, utility and comparatively low cost etc. These salient features make online assignment help certainly a better option than any other method.

So, getting the best student award is not a tough job any more. You can perform better than others with online assignment help. Student can get enough online resources for many exams such as GRE, GMAT, TOFEL, ACT, SAT, DAT etc.

Concept of Higher Education of Executives in India

In India the concept of executive higher education is yet to catch. University education is making comeback, but this time with a difference. The students are top managers and executives. They will again revisit those left campuses again. Companies want their top manager to be update with current market trends and should not be left behind.

The objective of these executive learning programs is to provide government and corporate executives with realistic, practical and leadership education. That is relevant to their personal and professional goals. Corporate worldwide believe that they can sharpen the mental horizon of their executives by sponsoring these programs.

Executive education programs help companies create a smarter workforce with high rate of technology absorption. These programs provide managers with lot of scope for growth. India market which is poised to be one of worlds biggest should not miss this opportunity. However the concept of university education and company sponsored programs yet to catch up in India.

While every corporation has its executive development program course, workshops and seminars, few also encourage their executive to take a break and go to B-school. Says Mathew, HR manager, The oberoi,” Most of companies are not in position to send their executive and middle level managers to B-schools. There is a fear that they will return back to same organization or not.

Therefore in India companies look for shorter and more intense programs as compared to lengthy MBA or diploma. Companies also have the option of addressing only specific issues related to the business. Therefore the shorter and specific courses form some institutes is becoming more popular. However the instances of companies sponsoring the employ for long term course are very rare.

The choice of education platform depends upon the development needs and gaps in system. Companies require identifying these differences and selecting the right medium. However university education provides the employ with broader spectrum, which will be helpful in dealing with different situations. However it is cautioned that functional realities are some times different from but studied in campus. So the faculty should be more alive to these situations.

Experts believe a need for collaboration of corporate and education institutes to develop these courses. It is done then soon we will see top CEO mingling with nervous students at institutes. The process of learning is a never -ending one.